Terms & Conditions

Terms & Conditions

Last Updated: 12 October 2026

Welcome to Ftpreneur. These Terms & Conditions govern your access to and use of the Ftpreneur website, programmes, counselling sessions and related services.

By accessing this website, purchasing a programme, booking a counselling session or using our services, you acknowledge that you have read, understood and agreed to these Terms & Conditions.

1. About Ftpreneur

Ftpreneur provides personalised guidance relating to nutrition, strength training, exercise, lifestyle management, fitness and general well-being.

Depending on the programme selected, services may include health and lifestyle assessment, personalised nutrition guidance, strength or exercise planning, progress monitoring, programme modifications, consultations, check-ins and related support.

The exact inclusions, duration, level of support and price applicable to each service are those displayed on the website or communicated to you at the time of purchase.

2. Our Programmes and Services

Ftpreneur currently offers services including:

Visphy Kharradi Personal Guidance Programme

A personalised programme designed by Visphy Kharradi that includes nutrition and strength/exercise guidance, monitoring, modifications and direct consultations with Visphy as specified in the programme description.

Visphy-Designed Team-Guided Programme

A personalised programme designed by Visphy Kharradi, with routine guidance, monitoring, check-ins and coordination provided by an assigned team member.

Direct one-to-one video counselling with Visphy is not included unless expressly stated in the programme description.

One-to-One Counselling with Visphy Kharradi

A standalone private video consultation for personalised discussion and practical lifestyle, fitness and motivational guidance.

Unless expressly stated otherwise, this service does not include preparation of a written nutrition, exercise or strength plan, detailed blood-report evaluation, programme revisions or ongoing WhatsApp support.

Customers should review the complete service description, inclusions, duration and pricing before making payment.

3. Health and Medical Disclaimer

Ftpreneur provides nutrition, strength-training, exercise, fitness and lifestyle-management guidance.

Our services are not a substitute for professional medical diagnosis, medical treatment, emergency care or advice from a qualified healthcare professional.

Ftpreneur does not claim or guarantee to cure, reverse or treat any disease or medical condition.

Where a client has an existing health condition, Ftpreneur may provide personalised nutrition, strength-training and lifestyle-management guidance intended to support the management of that condition alongside appropriate medical care.

You should continue working with your treating doctor or other qualified healthcare professional regarding medical conditions and treatment.

If you experience a medical emergency or serious symptoms, seek appropriate medical assistance immediately.

4. Existing Health Conditions

You are responsible for accurately disclosing relevant information requested during the assessment process, including, where applicable:

• existing health conditions;
• medical history;
• current medications;
• injuries or physical limitations;
• allergies or dietary restrictions;
• relevant reports or test results; and
• other information that may reasonably affect the guidance provided.

Recommendations are prepared using the information made available to Ftpreneur.

Ftpreneur cannot be responsible for issues arising from materially inaccurate, incomplete or withheld information supplied by a client, subject to applicable law.

5. Medication

Ftpreneur does not prescribe medication.

You must not start, stop, reduce, increase or otherwise change prescribed medication solely on the basis of an Ftpreneur programme, consultation or recommendation.

Decisions concerning medication should be discussed with and approved by your treating doctor or other appropriately qualified healthcare professional.

6. Assessment and Programme Preparation

Depending on the programme selected, the onboarding process may include:

1. Programme selection and payment.
2. Communication regarding relevant blood tests or reports, where applicable.
3. Completion of a detailed health and lifestyle assessment.
4. Evaluation of the information provided.
5. Preparation of personalised nutrition and strength/exercise guidance.
6. Delivery of the plan.
7. Review of questions or requested changes.
8. Ongoing support and monitoring according to the selected programme.

Where applicable, case evaluation and personalised plan preparation may take approximately two weeks after the required information has been received.

Timeframes may vary depending on the complexity of the case, completeness of the information provided and other reasonable circumstances.

7. Client Review and Programme Modifications

After receiving a personalised plan, clients should review it carefully and communicate relevant questions, practical difficulties or requested changes promptly.

Where applicable, clients may be asked to consolidate initial questions or change requests within approximately 48 hours of receiving the plan.

Recommendations may subsequently be modified where appropriate based on progress, feedback, changing circumstances or practical requirements.

8. Programme Fees and Payment

The applicable price for each programme or service is displayed on the website or communicated before purchase.

Programme fees are generally payable in advance.

Online payments may be processed through authorised third-party payment gateways, including Razorpay where applicable.

Ftpreneur does not directly store complete debit-card numbers, credit-card numbers, CVV information, UPI PINs or online-banking credentials entered into a third-party payment gateway.

A purchase is considered successfully paid only after the transaction has been confirmed and verified through the applicable payment system.

9. Additional Expenses

Unless expressly stated as included in the purchased service, programme fees do not include the cost of:

• blood tests or laboratory investigations;
• doctor or medical consultations;
• medicines;
• supplements;
• gym memberships;
• fitness equipment; or
• other third-party products or services.

Such expenses, where required or independently chosen by the client, are the client's responsibility.

10. Consultations and Scheduling

Consultations are scheduled according to mutual availability.

Clients should attend scheduled consultations on time and ensure that they have a suitable internet connection and environment for video consultations.

The number and type of consultations included depend on the programme purchased.

Purchasing a Team-Guided Programme does not provide direct consultations with Visphy Kharradi unless such access is expressly included in the service description.

11. Results and Individual Outcomes

Health, fitness, strength, body-composition, weight-management and lifestyle outcomes differ between individuals.

Results may depend on many factors, including adherence, starting condition, medical circumstances, nutrition, physical activity, sleep, lifestyle and consistency.

Past client experiences, testimonials, photographs or results displayed on the website are provided for informational purposes and do not guarantee that another client will achieve the same or similar results.

Ftpreneur does not guarantee:

• a specific amount of weight loss or fat loss;
• a particular physical transformation;
• improvement in a particular health condition;
• a specific fitness or strength result; or
• any particular outcome within a specified timeframe.

Individual outcomes vary.

12. Client Responsibilities

By participating in an Ftpreneur programme, you agree to:

• provide accurate and complete information;
• disclose relevant health conditions, medications, injuries and limitations;
• follow appropriate medical advice provided by your treating healthcare professionals;
• communicate material changes in your circumstances;
• use reasonable judgement when undertaking exercise or lifestyle recommendations;
• stop an activity and seek appropriate assistance if you experience concerning symptoms; and
• contact the Ftpreneur team when clarification about your programme is required.

You remain responsible for decisions concerning your health and participation in physical activity.

13. Programme Personalisation

Personalised programmes are prepared for the individual client for whom the assessment was completed.

Your personalised programme should not be transferred, copied or used as personalised guidance for another person.

Another person's health circumstances, medical history, physical capabilities, nutritional requirements and goals may be different.

14. Cancellation, Refund and Rescheduling

Cancellation, refund and rescheduling requests are governed by Ftpreneur's applicable Cancellation & Refund Policy and the status and nature of the purchased service.

Where personalised assessment, case evaluation, consultation, programme preparation or another personalised service has already commenced, refund eligibility may be affected as described in the applicable policy and subject to applicable law.

Where a refund is approved, it will ordinarily be processed through the original payment method where reasonably possible.

Payment gateways and banks may require additional processing time before an approved refund appears in the customer's account.

The Cancellation & Refund Policy published on this website forms part of these Terms & Conditions.

15. Communication and Support

Programme-related communication may take place through channels including:

• WhatsApp;
• telephone;
• email;
• online forms; and
• video consultation platforms.

The type and frequency of support depend on the programme purchased.

Response times may vary according to the selected programme, working hours, team availability and the nature of the request.

WhatsApp, email and other Ftpreneur communication channels are not emergency medical services.

16. Intellectual Property

Unless otherwise stated, Ftpreneur website content and programme materials—including nutrition frameworks, strength/exercise plans, written materials, graphics, branding, videos and other proprietary resources—are owned by or licensed to Ftpreneur.

Materials supplied as part of a personalised programme are intended for the client's personal use.

They may not be sold, redistributed, reproduced for commercial purposes, publicly published or commercially exploited without prior written permission.

17. Website Information and Availability

Ftpreneur aims to keep programme descriptions, prices, service information and other website content accurate and current.

We may update website content, programme structures, service availability, pricing or these Terms from time to time.

The price and service details applicable to a completed purchase will ordinarily be those presented and agreed at the time of purchase, subject to applicable law and any subsequent changes agreed with the client.

Temporary website or service interruptions may occur due to maintenance, technical issues or circumstances outside our reasonable control.

18. Third-Party Services

Ftpreneur may use third-party providers for services such as:

• payment processing;
• website hosting;
• forms;
• email;
• WhatsApp or other communications;
• video consultations;
• analytics; and
• other operational functions.

Third-party services may be governed by their own terms and privacy policies.

Ftpreneur is not responsible for failures occurring solely within independent third-party systems and outside our reasonable control, subject to applicable law.

19. Limitation of Responsibility

To the extent permitted by applicable law, Ftpreneur will not be responsible for loss or harm resulting from:

• misuse of programme materials;
• materially inaccurate or incomplete information supplied by a client;
• failure to disclose relevant health information;
• disregard of professional medical advice;
• unauthorised use of another person's personalised programme; or
• circumstances outside Ftpreneur's reasonable control.

Nothing in these Terms is intended to exclude or restrict any right or liability that cannot lawfully be excluded or restricted.

20. Privacy

Personal information collected through the website, checkout, assessments, consultations and programme communication is handled in accordance with our Privacy Policy.

This may include health-related information voluntarily provided by clients where it is reasonably necessary for assessment, personalisation, monitoring or programme support.

Please review the Privacy Policy before providing personal information.

21. Testimonials and Client Results

Testimonials, client experiences, photographs, progress information and results displayed by Ftpreneur are intended to illustrate individual experiences.

They should not be interpreted as a promise or guarantee of future results.

Where identifiable client information, photographs or progress information is published, Ftpreneur will seek an appropriate basis and permission where required.

22. Changes to These Terms

Ftpreneur may revise these Terms & Conditions when necessary to reflect changes to services, website functionality, business practices or applicable requirements.

The latest version will be published on this website with an updated revision date.

Where required, material changes may also be communicated through additional means.

23. Governing Law

These Terms & Conditions are governed by the applicable laws of India, subject to applicable consumer-protection and other mandatory legal requirements.

Nothing in these Terms is intended to restrict rights available to consumers under applicable law.

24. Contact Us

For questions regarding these Terms & Conditions, programme purchases, payments or Ftpreneur services, please contact:

VISPHY KHARRADI FTPRENEUR

Brand: Ftpreneur

Business Type: Partnership

Email:visphykharradiftpreneur@gmail.com

Phone / WhatsApp: +91 9574 293300